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Monday, August 24, 2009

What can we learn about banking as one of the 7 wonders of microeconomics

These are my updatiing observation notes from founders research in Bangladesh -delighted to learn your experience of banking as a wonder of microeconomics - chris.macrae @yahoo.co.uk

A Note On The 4 main Bangladeshi Banking Systems of Microcredit

These are not entirely separate from each other; 2 are absolutely core as there would be no microcredit system design worth emulating without them. They share the commonalities of micro up:
ie they are owned by the poorest (in community) and they have a positive cashflow (ie sustainable business model) which they reinvest in getting better or in replicating

The two core ones were tested by Grameen and BRAC and in the late 1970s, they took as many as 7 years to perfect their cultural and operating franchises before they were worth large scale replication. They involved serving the rural poorest. In Bangladeshi, rural can be a bit of a misleading word because the nation is so densely populated that for example pretty well every Grameen branch can find 3500 members to serve in about 60 village centres of 60 people each all with at most 2 hours walk of the branch which has to visit each village centre weekly. Rural means a lot less infrastructure than city -probably no electricity, no water pipes, pathways that a rickshaw may just about be able to use making the village difficult to distribute in or out from. Often a place at rsik of being under water a lot of the time and most vulnerable to any drastic weather.

THE MAIN GRAMEENMICROCREDIT MODEL
Grameen's model is perhaps only 5% about credit banking and 95% about joining a community investment club in what we want to develop for our children. Yes it is centred on lending and savings of members. The loans are made for poorest rural to be income generating as well as through the village centres build solidarity. Before these microcredits the poorest rural women were an abused underclass in just about every sense of the phrase. After these microcredits they to a large extent organise the village and its future sustainability. The women create the work and the micromarket for each others services that makes them income generating; after a year's loans and savings, a member gets a share in the bank that is entirely member owned. Grameen leaders work on the major entrepreneurial innovations that fulfill the 16 decisions the members elected while the bank was testing its franchise - so an early invention was the lowest cost hut that would have a monsoon proof roof, cyclone-proof stability and a pit latrine- all core health and safety items. Two of Grameen's defining innovations - were connecting villages through mobile telephone ladies in 1996 (over a hundred thousand village centres that had been separate could now share info) and solar energy- Grameen installs more solar units than the whole of the USA.

THE MAIN BRAC MODEL
BRAC took a different approach. It looked at a job like keeping chickens and calculated that it was almost impossible to make a living wage -with the standard scrawny village chicken and the way the whole industry was organized -however hard a villager worked. So it redesigned the whole industry of egg laying and chicken breeding to be owned from the bottom up and to comprise primarily 4 jobs -each of which ladies can take out a loan to get started on. The four jobs and this took many years to develop are:
*breeding superchickens that lay about 4 times more eggs
*para-vets because these chickens need inoculations to stay healthily productive in the impoverished conditions of the village
*Keeping chickens in the village to sell eggs
*Marketing surplus eggs and poultry from the village to the towns
BRAC banks (I think) several hundred thousand “chickens” jobs -all of which a villager gets started on by taking a loan. Since the whole industry sector is designed to reward the workers in the community, all jobs get the fairest trade wages that chicken productivity can sustain. In Bangladesh, BRAC has developed at least 5 industry sectors all owned and designed round optimizing job specifications and earnings of the villagers.

Both Grameen and BRAC's promise to village women was effectively if you work relentlessly the community will also make enough profit to invest in schooling your children. Now that hundreds of thousands of village children are emerging from this system, both banks see a responsibility to serve these youth. This is effectively where a third type of banking products are needed. It may not be identified as a separate bank but it is these services that are segmented to deliver to these young people who in one sense are no longer the poorest – joyously they will be the first literate members in their family tree.

Understanding the above distinctions matters. Dr Yunus says that a pattern rule of any banking franchise is that the less poor will over time edge out the poorest unless the system is governed to always include the poorest. So Both Grameen are BRAC are still opening up branches in parts of the country they previously couldn’t reach that go right bank to basics of serving the poorest at every opening. Whilst in parallel, in some villages where these banks have been for well over a decade, services for youth becoming adults are needed

The fourth type of bank is the ultra poorest. Those who are so poor that even with much training and the joining of the village centre it would be unrealistic to ask them to take out a loan with interest.

I hope in reading this you find the idea reasonably simple. When you think through the details that's where the challenges come. The poorest by definition need the smallest loans; since much of the transaction cost of serving a loan is fixed, one way any analyst could raise bank performance would be to cut out the loans to the poorest. This is what you never do if you are truly operating Bangladesh microcredit.

11:03 am edt

Health - one of the 7 wonders of microecomomics

What can we learn from sustainability's world class brands and their community origins in health - love to you learn your experiences on this - chris.macrae @yahoo.co.uk

observation notes from founders research:

GRAMEEN http://www.grameenhealth.com

Grameen began through research in the village by a 3 man team including Muhammad Yunus and a woman Mrs Begum. The idea of the loan to start your own income generation was only part of designing a bank owned by the people whose savings would determine what solutions villagers said they needed to end poverty. Out of 16 decisions that accumulated as Grameen tested its franchise between 1976 and 1983, 9 were healthcare related. Moreover in the early days Dr Yunus (like all men ) was not permitted to talk to village ladies on their properties- so whole Mrs Begum empowered girl talk, Dr Yunus waited outside in the village a habit which tends to attract crowds of curious village children. From the start Dr Yunus loved learning with these kids and was also appalled to observe things like night blindness.

Most 1970s village children couldn’t see in the dark because their diet was so vitamin deficient. This explains why one of Grameen Bank’s first businesses became retailing of carrot seeds in one cent packages- something that became so vital to restoring children health that Grameen Bank became the largest seeds retailer in Bangladesh. Nutrition has therefore always been an entrepreneurial quest of dr yunus and his friends which may explain why two of the worlds first global social business partnerships were again focused on children’s diets – Grameen Danone and Grameen BASF. Going back to 1986 BRAC went into housing loans. For exactly the opposite reasons of any Western bank. The idea was to design the healthiest and safest hut in terms of having monsoon-proof roof, stability even n a cyclone, and pit latrine. Grameen’s design won an aga khan award for architecture and those 700000 housing loans became a part of Grameen banking. In 1992 Grameen Kalyam started offering disease diagnosis and wellbeing insurance at a price of $2 per family per year- one of the most economical health services ever designed. But all of these are only trailers to what Dr Yunus is using his Nobel Prize fame for in inviting the world of medicine to come and start up Bangladeshi’s national rural health systems taking full advantage of how much can be digitalized given one of Grameen’s other extraordinary sustainability investments -connecting hundreds of thousands of village hubs by mobiles which started up in 1996.

BRAC http://brac.net

BRAC began because Shell Oil’s head accountant in Bangladesh happened to be the last organizer standing when a 1972 cyclone killed twice as many people as the 2004 tsunami. This all occurred in a localized region of Bangladesh. In particular, none of the global NGOS could reach the disaster area, so BRAC became the epicentre of relief. Thus the Micro Up NGO was born. Naturally health is one of the core talents that gravitate around disaster relief. Beyond that there is community regeneration which became BRAC’s operating theatre. BRAC’s idea was to search for solutions that all of the most desperately impoverished rural communities needed and to go from community to community developing local people’s ability to be the solution, as well as funding small ways to sustainably invest in their productivity. One of the earliest almost free solutions fortunately turned out to be oral rehydration. Twenty per cent of all Bangladeshi infants who were dying of diarrhea -they could be saved if mothers knew how to mix a solution of salts and sugars in the right proportions. A several year program of visiting village by village until others knew the solution was an early BRAC micronetworking interaction. This soon led to microfinancing a person in the village to sell the basic cures that any mother could offer her children if she had access to diagnosis and simple medicine. From these beginnings, BRAC has always been one of the most sustainable franchisers of village healthcare the world has to benchmark.

JAMII BORA http://jamiibora.org

Jamii Bora is Kenya’s, and as many planning to go to microcreditsummit in Kenya April 2010 hope to validate, Africa’s most exciting model for microcredit. One of the reasons for the excitement is that being born in 1999 , JB could design itself around mobile telecommunications from day 1. Another reason for excitement was that this microcredit system design involves youth as well as mothers in developing their community markets. So the microcredit action learnings revolve round the challenges of semi-urban slums not rural villages. This in a wonderful microentrepreurial lab for co-creativity searches and communal exchanges of how to empower income generating solutions for and by the poorest

Jamii Bora zoned in on health because its microcredit was failing to produce high repayment rates. It was found that this wasn’t because Jamii Bora had compounded around any less trust among its membership than Grameen or BRAC, but that someone in the extended family of the borrower was falling ill with a life critical disease and the loan was being diverted to the medicine. So Jamii Bora designed a health insurance that all its members needed to take out. Of course, this meant it had to be the most extremely affordable health insurance ever designed. Fortunately, Kenya had many missionary hospitals that were on the verge of going bust so a deal was done to save the missionary hospitals and save Jamii Bora’s banking viability by sustaining one and the same membership health insurance package.

10:58 am edt

Friday, April 10, 2009

next week is pretty hot (or is it cool ) in dc, new york, and austin

tuesday april 14 new york 8.30 am green collaboration cafe with bbc broadcaster & polar explorer paul rose - rsvp to me chris.macrae@yahoo.co.uk before sunday midnight if you want more details

tuesday 14 austin 8pm - world premier of one peace at a time -a film about a messed up world and how to fix it - guided by 7 nobel prize winners and others. Nobelity.org film includes the insights of Nobel Peace laureate Muhammad Yunus, Nobel Physicist Steven Chu, (Barack Obama's Secretary of Energy), Dr. Helene Gayle (CEO of CARE, International), American legend Willie Nelson ...

wednesday april 15 Dc - Muhammad Yunus leads a 12 person Bangladeshi delegation to world health congress in Dc

friday april 17 - FINCA village banking all day student fest DC -

friday april 17 - new york - clinton & yunus celebrate sustaianble philanthropy with georgetown alumni

4pm sunday april 19 at new york 92Y - debate between muhammad yunus & jeffrey sachs

I invite you to play 2 interactive games

G1: respond to sir martin sorrell's "pendulum will swing back to mold capitalism" http://blogs.ft.com/capitalismblog/2009/04/09/the-pendulum-will-swing-back/#comments

G2: (if you ever play this do send me the results) -what 13 short youtube videos would you commend people click through to see the scale of the professional problem we have all become poverty trapped in; groupthink is where you click through a few links written by likeminded people and this convinces you that bthere is no need to question their and your professional certainty

http://www.yunusuni.com/id77.html

I first accidentally discovered this wicked trap in the way our brains clicks in 1973 when working for the UK's national development projevct for computer assidted learning- the way we become certan about things is reinforced what links we see side by side; very scary how fast you can misprogram an MBA student when you know how the brain is branded

10:05 am edt

Tuesday, January 13, 2009

Hi Everyone

on worldwide learning by doing projects, I never know where maps start

about this time last year, Mostofa who has been working with Yunus secretariat for over 2 years on empowering university student clubs to explore the most exciting cases of microcredit and social business collaborations took me to see dr yunus in dhaka; I was doubly privileged as there was a strike that day which jammed up the city so all dr yunus' other appointments had been cancelled

Even though our inter-citizens research over several years had shown Dr Yunus to be the deacde's most trusted " number 1 collaboration entrepreneur", I was utterly unprepared because everywhere inside Grameen -and outside in Bangladesh villages - there were extraordinary innovation projects going on:

* grameen installs more solar units in bangladesh than the whole of the USA;

* mobile technology pratctioners are plotting with an Indian partner to http://bankabillion.org

so friends and I asked dr yunus if we could make a cheap dvd with 20 you tube style videos of collaboration-everything inside grameen http://yunus10000.com and give away to 10000 youth and yes we can networkers, which we are now doing with print 1 - we wish print 2 to include insides of all other deepest microcredits as valued by sam daley harris so that students and millennium goal networkers everywhere can be aware of what exists

I will bcc you on a mail that shows some very limited knowledge I have of Kenya's Jamii Bora, but enough to convince me we need to include any humanity-moving JB video like yours that we can as fast as possible given that so much is in play in the next 6 months in terms of what obama and youth choose to do and believe is possible

I am afraid that by origin I am just a Scot who doesn't deeply understand the sensitivies of national politics at all so please forgive me if I use the wrong language in extending my family's http://www.normanmacrae.com/netfuture.html search for

*how micro-up economics needs to take over wall street's marcoeconomics

*how to redesign media*education so that superpower moves over to superempowerment , irreversibly within 6 months

chris macrae washington dc 301 881 1655

http://changeworld.net

Change is HERE
& here: Jamii Bora (Kenya)

&

9:07 am est

Monday, January 12, 2009

Dear Peter R

Thanks you for your mail and introduction to your Boston team and usa side of http://www.microloanfoundation.org/ I so hope to meet you all up there 3 February

I dont know how to explain what my friends and I are up to , I can tell both a few stories and start up a e-brainstorm - a collaboration treasure hunt to see if it synergizes with audacious goals we all want to connect. (We are currently asking Dr Yunus to edit the first booklet in a genre called Innovating Collaboration since at least 100000 Bangladeshi practice 5 critical collaboration games that now make the web wholly more useful for action and learning sans frontieres. This goes in parallel to a 10000 dvd youth dialogue http://yunus10000.com of what Grameen People love many hundred interns annually to come and experience with them )

LEADERS MICRO QUESTImagine we made a checklist or tickbox survey of stuff that the world's poorest communities could do with at least one replicable franchise of, what's the list look like and which of the franchises do we already have a benchmark of This odd sounding but intensely practical (microentrepreneur & peer to peer) quest needs to flow through education, media, economics, clean energy, health, a social sustainability system of organization model question as well as one that goes into specific needs like do we have an end malaria franchise that local people can empower if we micro-empower them Story 1I have only ever met 2 economists who optimistically ask the MICRO LEADERS question and get more and more of us to collaboratively entrepreneur solutions when we have a skill to do so . Both had formative experiences in Bangladesh at a time when it was probably displaying as desperate community needs as anywhere gets. Unfortunately these people are Muhammad Yunus and my father. I say unfortunately because I have no idea how to introduce either of these people in a short email. What they do have in common is they believe macroeconomics became disgraceful chicanery during the mass/tv age; that free markets are ones that exist when they help all people transparently access lowest sustainable cost in choices made. Clearly wall street banks have become up to 100 times more costly than free market & hi-trust banking needs be - IF we are to give everyone child or human a right to make a difference with life Story 2My dad and I wrote a book mapping 1984-2024 as the future with more connecting worldwide change than one generation ever faced - that turns everything upside down including education, economics, what place if any we want to be governed over by. As we integrate every locality into such a globalization, it is exponentially probable that one of 2 opposite outcomes will compound -one very badwilled like Orwell's Big Brother and one that makes the 21st C better for humanity everywhere. Historically place-tied cultures have bubbled up and down sometines to confine their peoples to many generations of dark age; the globalization difference is we all get to share the better or the worse future. In our book by 2010 a Nobel laureate had inspired the world to hunt out 30000 replicable community-up franchises. That makes Obama's yes we can the last chance to bend the curve of being systematically on time to reach millennium goals and to make resolving sustainability crises not too complex. Story 3There is a risk that eg Obama will be drowned by all the pessimism and media noise on solving wall street not to have enough time to reflect on the optimistic possibilities ahead. Conversely 93 senators & rising share MICRO belief that part of the way out of the mess is to promote 10 true microecredit learning exchanges around the world including eg Jamii Bora in Kenya and Grameen in Bangladesh. 0.5 billion invested in this would be 100 times better for the world economy than a trillion dollar bailout, over a third of which appears to go to CitiBank. I "guess" whose sustainability investment in whole planet revolves round microcredit models first need to map where each other are and confederate into collaborations so that every region is a part of having top 10 access. As well as knowhow , microcredits act as other way round brand channels owned by the poorest and therefore delivering social business services often more than 10 times lower cost and equivalent basic quality to the way that branded markets now operate in big cities with all their image and channel costs. I am very confident that what revolves round Peter Ryan connects with the big picture challenge above as well as offering a few of the unique franchise solutions which Youth's yes we can millennium goal world needs to plug and play - and so unite in ending poverty which is now more important as a collaboration race than ever getting to the moon was in 1960s

Story 4 I first met Dr Yunus about this time last year in Dhaka. I wanted to ask him about his blue book : creating a world without poverty, social business, future of capitalism. If everyone networked around what's in there with as much energy as people networked around microcreditsummit how big could the blue book's action networks become over the next 7 years. He instantly replied 7 though I am not sure if it was 7 times or to the power of 7 - why not have 7 summits interacting each other's basic gravities - credit, health, energy, education, media, transparent professions and gov that serves

cheers

chris macrae http://changeworld.net http://macrae.tv http://yunus.tv http://erworld.tv

usa 301 881 1655

hi to marriah one of Boston's hardest working youth educators; and other members of collaboration cafe team that spreads word on franchises communities need to look at replicating who are mainly NY-based with Peter Burgess and Spencer two of the most africa-focused accountants I have ever met

Mostofa specialises in interfaces between collaboration dhaka and collaboration any city

--- On Mon, 12/1/09, Peter Ryan <peter.ryan@> wrote:

From: Peter Ryan <peter.ryan@>
Subject: Schools Programme
To: chris.macrae@yahoo.co.uk

Hi Chris,
I would like to put you in touch with Lauren Galinsky who runs the schools programme for MLF USA . Lauren has seen our work in Malawi and is based in Boston .
It might be a good idea if you can explain what you are up to and the current position.
Best wishes
Peter

Click here to listen to Bob Geldof and watch a video on Youtube about our work
Become a Friend of the MLF! Click here to find out more

12:25 pm est

Very Importance of Youth

Dear Gordon

Thank you for your kindness and 25 year focus on helping children explore what the networking world could be if economics had been community liberating instead of command and control imprisoning; what yes we humans can be if media and education had empowered poor people to be communally economic (in the sense of adam smith) with cents, instead of rich people being globally uneconomic with trillions http://changeworld.net

Dad's 85 and not at all mobile but is still optimism's economic repository and the 20th Century's remaining encyclopaedic inter-social storyteller of what could have been, what yes we can be. Of the people I have met over the last 25 years including leaders of big companies cos i used to do their market research only Muhammad Yunus keeps the question of what could be open in every conversation. Obama's mother was an early pioneer of Bangladeshi community banking on what women can nurture so in all likelihood 2009 is the networking generation's the last crossroads between choosing to systematically map superpower or supermepowerment. Unfortunately my maths research since 1989 shows that every global profession that uses metrics has been compounding superpower , and monopolies to rule over how organisations with the most resources perform in ways designed to bubble. This is quite a Gandhian and Einstein transformation crisis to find a human way out of

The people cc'd either work around Dr Yunus in Dhaka on were at the london lunch 12 momnths ago where dad celebrated Dr Yunus book on what economics could compound if we prevented worst of subprime. Peter Ryan leads a malawi microcredit and will be debating what collaborative community learning can do in Boston on Feb 3

The Yunus book on Future Capitalism which came out 15 months ago http://www.smbaworld.com/id42.html

1 proved that the 20th century lost any organisational system capable of partnering sustanably in what could be (and gee no surprise how many sustainability crises are now emerging with the most disconnected communities first to be lethally threatened by their compoud risks)

2 asks youth not to worry and get on with dreams of audacious goals to action while his infotech group connect such a shared diary space of all the wildest positive ideas people wanted to collaborate around

9 minutes on what young minds can netork through action learninghe day that Future Capitalism hit the New York Bestsellers List

25 years of refs to microeconomics : 1 2 3 4

25 years of youth debates of yes we can: A B C D

Linking clubs in every student union

The 5 most fun collaboration methods of millennium goal and green community worlds

3 meanwhile Dr Yunus and his network friends knocks on the door of leaders of every big industry sector as well as media and with sam daley harris 91 congressmen nsaying why not do a no loss partnership to prooftest one idea that your sector could liberate worldwide

Kazi is charged with applications of the internet for the por which include http://www.bankabillion.org Mostofa is a 25 year old researched who animates forums with his peer age group on what could be. Oddly the forum idea he has been standing up for was first demanded by japanese at the time of Yunus Nobel prize but I havent yet found who

Somehow we need to connect a group who are allowed to dream what Obama can connect round yes we can whilst another group tidy up the system mess we are in. One of the great evils is we have been left with so many messes co,apred with the ositive doing things of the 1984 book that almost nobody graduating today in American knows where to connect their most apsiomnate vision with gettin g on and conntining it to happening

chris mavcrae 301 881 1655

we could be no carbon by now

we could have ended malaria by now

we could have been confident that ending poverty was colpaboration practical

while we always forecast (simnce 1970s anyhow) there would be microterrorists to prevent, we could have stopped 20% of big nation buidets being spent on wars ahainst random masses of people

where collaborative action learning could be by now -its irony in 1984 it was easier to imagine than now (never has man and computer interacted so energetically as the 1960s moon race - what flows could that have been collaborated around by now)

the common pattern is that anything that needed partners not boxing in TIMES a compound exponential rising focus instead of a quarterly extractive one hasn't even been tried except where banglasdeshi's have reached as they are the only ones who have tried out an organisational model since 1983 aimed at compound collaborative results, focused on open sourcing life-critical innovations, mapped back round inter-generational human's deepest practical goals - and their main bank invests in this with a gandhian love of people's productivity (MICRO's original freedom/happiness of entrepreneurial independemnce)

http://macrae.tv

Yes We Can

MicroGuide to 5 collaborations to end poverty and sustain humanity

We hope you enjoy our MicroGuide to 5 Collaboration Games that Dr Muhammad Yunus, his alumni including the extraordinary mother of President Barrack Obama, and Bangladeshi networkers have been helping people communally practise for a third of a century.

1 What is

SOCIAL BUSINESS?

The most exciting entrepreneurial game people play ...

2 What is MICROCREDIT? Designing the safest banking system so that the poorest are also included in developing the world

3 What is MICROSUMMIT?

Designing human processes around opportunity to gravitate collaborative networking to the most urgent sustainability goals of our worldwide generation

4 What is FUTURE CAPITALISM?

Designing partnerships to innovate the most vital human services that integration of global and local free markets can sustain

5 What is Trillion Dollar Industry Sector Sustainability? Joyfully mediating markets to be free: - engage transparency of leadership in severe contests between intelligence, which presses forward, and an unworthy, timid

chris
--- On Mon, 12/1/09, Gordon Dryden <gordon@learningweb.co.nz> wrote:

From: Gordon Dryden <gordon@
Subject: Re: 25 year search for education entrepreneurs Re: Your UNLIMITED book ...
To: chris.macrae@yahoo.co.uk
Date: Monday, 12 January, 2009, 4:53 AM

Thanks. I am reasonably au fait with the Bangladesh work, but have not been there.

By an amazing coincidence, Norman Macrae presumably your Norman’s father, wrote a brilliant Economist series of articles, in the early 1960s, on Japan.

They were so powerful they persuaded me to go there for almost a month, checking out Japanese prospects for New Zealand clients (I ran a PR and marketing consultancy a the time).

Later his book, The 2024 Report, was the best of many futurist books I read. Impressed me greatly.

So much so that, in 1990, when I was touring the world with a television crew from NZ, shooing 150 hours of video to edit into six one-hour prime-time documentaries, I did a video interview with Norman Sr in London. Because the original intention was to produce 13 TV programs (and we reduced them to six), we didn’t use the footage.

I still have it, however – but may use it some time as part of my own “futurist work” which is outlined in our new book, both in the introduction (on our website) and in three of the final four chapters (attached).

I assume Norman snr is no longer alive. Correct?

Best wishes.

Gordon Dryden

On 12/01/09 5:21 PM, "christopher macrae" <chris.macrae@yahoo.co.uk> wrote:

changing education <http://www.normanmacrae.com/netfuture.html#Anchor-Changin-59913>

thank you - have you looked at the education advances <http://www.google.com/search?hl=en&safe=off&q=%2Bgrameen+%2Beducation+%2Bintel+Or+%22future+capitalism%22+-macrae&start=10&sa=N> going on in Bangladesh around Muhammad Yunus?

best
chris and norman macrae
http://erworld.tv

--- On Mon, 12/1/09, Gordon Dryden <gordon@ wrote:
From: Gordon Dryden gordon@http://www.thelearningweb.net/
Subject: Your UNLIMITED book ...
To: "chris macrae" <chris.macrae@yahoo.co.uk>
Date: Monday, 12 January, 2009, 12:21 AM

. .. Has been airmailed to you today from New Zealand.

Enjoy

6:54 am est

Thursday, January 8, 2009

Dear Mostofa

I realise that it may not be possible but here's a wish

if I could have several names and emalls - which one person at grameen would be happy to be bcc'd on africa correpondence;

who on water;

who on health;

who on energy;

who on agriculture;

who on different age groups of education (and links to social action in african communities as an example)

what practice circulation lists exist inside grameen and how can we connect for outside where there may be people with deep practice questions or in some cases local experiences that need to flow with yours- obama has made a public pledge to try all the usa can to end malaria deaths by 2015 http://malaria2015.com , so do you have a centre of malaria knowledge in grameen or at brac if you share some priority areas

I dont need "top person" as I dont know eg with africa which mails will ultimately matter to be able to search locally in one inbox - but while I know nothing at all about the practices of ending poverty in kenya it is clear to me sitting in washington Dc (where I go to about 2 meetings a wekk where global aid is still discussed top down not bottom up) that what grassroots innovations obama can liberate to happen in kenya can then happen through africa ; obama is seen in kenyan as the nearest they will ever get to having their own preseident of usa; and jamii bora is fortunately one of the microcredits that feels to be up for connecting any flow from the community up in the same way that the great microcerdits in bangladesh are - which is also why we must I think connect around the 91 congress person approach of asking world bank to recognise 10 microecredit epicentres as open for sharing all they know http://www.results.org/website/article.asp?id=3709

which brings us to a need for who is the correspondent between grameen and jamii bora; who is teh correspondent between grameen and branc and so on

and that the sort of knowhow that the 25 interviews on the 10000dvd connect must have relevance to people who are trying to community build in kenya and africa

my communications flow analogy is

very much like newspaper correpondents in the old days when people were assigned to a subject to be inquisitive - when we read through the whole of the blue book of future capitalis and social business we are talking about so many types of vital service franchises that it would help such a lot iof I knew who was grameen's curiosity correspondent on what

alternatively if one person wants it all and will then decide how to route it, pelase calrify who

chris macrae

http://changeworld.net

dr yunus world affairs script N california November

Jane Wales:

Dr Yunus- because you’re the world’s best problem solver I have ever known , I am going to ask you about some of the things that are in the plate of the next president of the united states. He will come in and he will face

poverty including new poverty at home and abroad
the employment crisis
the need to provide quality education for all
the need to provide affordable healthcare
post-conflict reconstruction and reconciliation

if were you advising the new president, would you urge him to take an integrated approach or to deal with each independently?

Muhammad Yunus

well I can only tell him of my way at looking at it –first of all if he wants to be serious about poverty – after all, the president of US is de facto the president of the world, so what he does impacts the whole world. So when he talka about poverty he provides the leadership that others take.

Now we have the millennium goals which are a wonderful set of goals which inspire all the world but were unfortunately derailed by other things that came up so first of all restore total support for the millennium development goals and withdraw from other stuff united states got involved in such as war on terror,

so concentrate on the one of making sure we achieve the millennium goals, achieve them 100% this will be a tremendous achievement for the whole world that we have done something its not some of UN goal setting and forgetting, this is a real goal and a realty to celebrate having done it

and then for this president the best thing is to show total commitment of ending poverty set a new date when the world can be at zero poverty – we have 2015 at halve poverty so why don't we set the next goal zero poverty so that we know this is the direction we need to take,

when we set the date everything else will fall into place:

how do you measure, how do you do it there are several things that will play an important part

1 microcredit because it has shown its effectiveness in unleashing the capacity of people

2 technology how to bring technology to the poorest people so that they can change their whole world

3 healthcare

so its nothing separated, its integrated but you cant have one organisation doing everything, you need several organisations but focused so that everything is achieving the same goal to lift the person

and as the president is declaring the date for zero poverty in the whole world at the same time encourage the united states to set their date when their city be zero poverty when their county gets to zero poverty - if someone says well we have no poverty how do you know if you have poverty or not –its very simple the first question I ask is do you have a welfare program, a welfare department? As long as you have a welfare department you have poverty, otherwise why do you have it, poverty means that nobody is on welfare tat is clear sign so you have to close down your welfare department, find something else for those people to do, so all the related things you have to welfare you close down as you have crossed that level and you are never going back- city by city, county by county, state by state, it can be done and it will encourage everyone else –

that state can do it, we can do it

this is the way to go, so poverty will be the challenge –and once you have solved poverty other solutions come right away, environment will come right away- like in the case of bangladesh environment and our survival is an integrated problem, we are the ones on the front line – eliminated by global climate change because of our flat country, so for us its such an important issue

the united states missed the whole leadership on the global warming issue, never got to the Kyoto protocol and as a result the whole world got derailed, ..so now is the chance to go back to preparing for the 2012 UN binding resolution .. that way you n=know where you are

the moment government becomes serious , technology starts going in, its not a question of it cant be done , simply we have to make a serious commitment that we will do it-the moment we make the serious commitment, technologies will come , how do we replace the things that are causing the problem, replacing them with new technology without harming anyone in any way

the present way of living life in a way which might enjoy life today but may be harming someone else’s life somewhere on the planet, its not a good feeling: I am doing something that puts someone else life at stake because of the way I do things – so the basic principle we should all adopt, every child should be taught, every family be taught my way of living should not harm anyone else , and that’s how I would like to live

its possible once you make that commitment all the environmental problems will be solved

10:39 am est

Saturday, December 6, 2008

clinton global china news

More than good intentions at the Clinton Global Initiative
CNN - Dec 4, 2008
Bill Clinton's CGI in Hong Kong aimed to turn good intentions into positive committments. What was surprising however was his remarkably nonchalant entrance ...
Bill Clinton vows to help, nothing more Boston Globe
HKU awards Honorary Degrees to Clinton, Dr.Ho and Yao Ming IBTimes Hong Kong
Bill Clinton kicks off conference in Hong Kong The Associated Press
Environment News Service - CNN
all 308 news articles »

Telegraph.co.uk

CIC Head Wary of Investing in Western Banks
Wall Street Journal - Dec 2, 2008
By PETER STEIN HONG KONG -- The chairman of China's $200 billion sovereign wealth fund says the funds' directors "don't have the courage" to invest in the ...
China to Shun West’s Finance Sector New York Times
UPDATE 1-China wealth fund lacks stomach for financial buys Reuters
China Pursuing a 'Beggar Thy Neighbor' Policy Amidst Financial Crisis Seeking Alpha
The Associated Press - FinanceAsia
all 292 news articles »

Clinton gets flak for speaking on behalf of Vinod Sekhar
The Malaysian Insider, Malaysia - 8 hours ago
This week, he hosted the Clinton Global Initiative Asia meeting in Hong Kong. It will be the last such meeting for some time; under the terms of his ...
Bill Clinton: US must spend its way out of crisis GMA news.tv
all 93 news articles »

ABC News

Bill Clinton says he'll stay out of the way
CNN - Dec 3, 2008
HONG KONG, China (CNN) -- Former President Bill Clinton said Wednesday he will have very little to do with his wife Hillary Clinton's decisions in her role ...
Hillary shocked at Obama's choice: Bill Clinton Sydney Morning Herald
Clinton says difficult for wife to give up Senate for secretary of ... The Canadian Press
Bill Clinton: Hard for Hillary to give up Senate The Associated Press
Salon
all 1,161 news articles »

HONG KONG NEWSPAPER HIGHLIGHTS - DEC 4, 2008
Trading Markets (press release), CA - Dec 3, 2008
Hong Kong and mainland authorities will study ways to allow manufacturers to use property they own in the city as collateral to secure loans from banks ...

Financial Post

Can Asia stand on its own economically?
Financial Post, Canada - 14 hours ago
Now, when Mr. Roach speaks in Hong Kong -- sometimes as the highest-profile member of an elite team tasked by the local government with guiding the city ...
Morgan Stanley economist: We are in a post-bubble world Xinhua
Hedge fund Avenue Capital says 'phenomenal' time to buy guardian.co.uk
Coping with the financial crisis FinanceAsia
Financial Post
all 36 news articles »

APF - MS

10:36 am est

Monday, September 29, 2008

long debrief on how some friends are tryining to update actions round news of from clinton global last week
http://www.clintonglobalinitiative.org/NETCOMMUNITY/Page.aspx?pid=2827&srcid=2392

Dear Peter and friends of community-up projects of deep sorts that need careful transparency and awareness building. These do not feel like ordinary times -with eg at Clinton Global last week - Gordon Brown's confessions of broken economic systems -apart from global financial crisis- we must invite youth & peoples everywhere to join in resolving at least 3 other system failures;

massive restructuring of jobs all over the world makes people insecure

the second problem is the pressure for resources: oil prices, that long-term demand for oil and for food and for basic commodities is exceeding the supply of it and until we solve that problem, then we are going to have volatility which pushes those who just emerged from poverty back into it

The third problem is the gap between

rich and poor. As Bill Clinton has said in so many occasions that rightly so, we have a world that is unsustainable. We have a world that is unsafe and we have, for many people, a world that is unfair. And it’s more than unfairness. We have a moral problem about the rights and dignity of every child. We have also a security problem. (Probably less than 5% of USA or UK population know about this system problem in a practically urgent way) Parentheis are my words.

I have been having a brief email exchange with Michael Maranda (in Chicago) whom we have both occasionally corresponded with at ned or its predecessor omidyar.net

I understand that Michael is helping relaunch http://www.catcomm.org

Its 5+year history as I recall started by the dedicated Theresa Williamson who have met once (her dad being an DC economist) as a portal for grassroots projects; it then took on a combined life as a physical space in Rio inviting people from the favela to come and organise community building projects. The physical space has now been closed and Michael and Theresa are relaunching it as a virtual space connecting grassroots projects worldwide

It feels to me that there may be synergies and mutually win-win intents between catcomm and www.tr-ac-net.org and potentially cataloguing micro and social business projects- and obviously both are resources that have had many years of people time put into them; I expect that there are rather a lot of such jigsaw pieces (it would be sad to see them disappear through failure to connect them though I am not privy to which ones are self-sustaining and which are in need of co-partners)

I am writing in case there is a conversation to be had. I am not sure of the different levels that may be relevant

1) directly between what catcomm.org and tr-ac-net want to achieve

2) maybe I am just being a bit dazzled but last week's clinton global had so many opinion leaders confessing to too much global down and the once-in-a-generation need

http://erworld.tv/id71.html

to reunite millennial goals and community -up approaches. I have footnooted obama's 4 pledges if elected as his specific one on ending malarai by 2015 (if we take it seriously) needs a response because that aint going to happen with Peter's malaria networks knowledge being included in the picture; Peter also spent about 20? years of his life stomping round Africa so has a lot of knowledge relationships relevant to transparency conflict subtleties in that continent

3) of course there are potential links between this and what yunus friends and I try to champion both in cataloguing replicable socila bsuiensses and the 10000 youthdvd network dialogue people like mostofa and I aim to be connecting soon http://yunus10000.com http://yunusworld.com

Longer-term , if I or we can get there, I wish to encouarge start up teams to imagine wherther the people's summit that networks as http://microcreditsummit.org can be bridged to other vital community-sustaining areas including:

http://microhealthsummit.com http://microeducationsummit.com http://microenergy.com and http://micromediasummit.com (to include interent and mobile for the poor)

Look forward to these or other potentially relevant ideas. It may be best to focus on 1) first since clearly many years of work have gone in to tr-ac-net and catcomm and if there is a way they could immediately help sustan each other and I dont want my passions for Yunus project mapping to get in the way of any immediate needs your community webs need. Apologies if I may have slighly set up contexts wrongly, please go ahead and re-edit more precisely what the goals of catcomm and tr-ac-net are

There is also the issue of whether proprietors of London-based hubs should be included in this conversation. I believe I was the first person to publish a physical directory to hubs around the world about 15 months ago but its an area that has run into 2 kinds of conflict:

the north west hubs have first level problems of how to sustain their bricks and mortar so instead of being open colaboratioin hubs to each other they tend to keep their best info for paid up local members. They also seem dominated by social entrepreneurs who I find 90% of muddled where they seem to be beholden to the same models as charities rather than seek to clarify their sustainability the way yunus and social business entrepreneur models map.

It seems also that we have 4 East Coast cities: DC, New York, Chicago and Boston -and my old network stomping ground of London - where we know some of the people who have lifelong commitments to collaborating between community-up and in effect my dad's 1984 forecast -as senior European economist - that sustanable globalisation will need such people power networks to win out versus the global-down only be those the deceased wall street banks or the not yet deceased global-down NGOs http://www.normanmacrae.com/netfuture.html

briefly cc -mostofa at http://yunusforum.net is charged by yunus to start registering people who wish to be knowledge ambassadors for the Bangladshi franchises of community-up- Samira being one of the first people in DC that may be connecting around that; hattori is an old Gandhian friend (veteran of a series of annual 500 person conferences http://www.globalreconciliationnetwork.org/ London Delhi sarajevo) of mine Modjtaba Sadra at london branch of Aga Khan uni whose life long study of cultures is particularly tuned to tryng to bridge east-west conflicts; Patrick and Robert are 2 london co-stompers who I have a long history with - for example in 2005 Patrick and I were applaed by the officail make poverty history years that was all global-ngo down and we convened various 40+ person open spaces on the other system round for ending poverty (which was probably where I first heard of microfinace)

marriah helped arrange the cable tv program on collaboration cafe http://www.youtube.com/watch?v=_9nL_a0K97I which can fill a practical gap if citizens dont altready have their own preferred cafe process

chris macrae washington DC 301 881 1655

PREVIOUSLY

Michael sent you a message.

--------------------
Re: Catalytic Communities

peter and I know of each other, I think thru o-net ... I support the goals (accountability/transparency) ...

I'm also interested in supporting issue/area champions via CatComm.

my email: michael@catcomm.org

Re: Catalytic Communities

we know each other, I think thru o-net ... I support the goals (accountability/transparency) ...

I'm also interested in supporting issue/area champions via CatComm.

================================================

Obama's 4 action pledges:

And the first commitment that I'll make today is setting a goal of an 80-percent reduction in green house gas emissions by 2050.

and that is why the second commitment that I'll make is embracing the millennium development goals which aim to cut extreme poverty in half by 2015. This will take more resources from the United States and as president I will increase our foreign assistance to provide.

3 And that's why the third commitment I'll make is working to erase the global primary education gap by 2015. Every child, every boy and every girl should have the ability to go to school. To ensure that our nation does its part to meet this goal, we need to establish a $2 billion global education fund, and I look forward to signing the Bipartisan Education for All Act that was first introduced by Hilary Clinton, a true champion for children, not just here in the United States but all around the world

4 So today I want to join with the global malaria community that is meeting here in New York to make a new commitment: When I am president, we will set the goal of ending all deaths from malaria by 2015. It's time to rid the world of a disease that doesn't have to take lives.

In case anyone is still looking at this flow I found what Hernado de Soto said relevant and of course he is one of the greats of community-up from s. america continment

But the message hasn't probably gotten across, that the majority of entrepreneurs are actually poor in developing countries. And they're working outside, and sorry for the silver bullet again, they're working without the tools of the law that allowed them to get capital, get credit, identify themselves, get markets.

So, I consider that in spite of all the talk, in spite of the wonderful work of Muhammad Yunus, who is out there and with his microcredit schemes has been able to show that even people needing $10 a month are entrepreneurs. We haven't yet got a world massive program whereby all of these entrepreneurs are seen not only as receivers of charity but actually as actors and give them the tools to actually look at the issue because it's an issue that falls between the cracks of becoming economists and lawyers.

Economists understand order and they understand entrepreneurship. But when they are faced with the fact that entrepreneurship actually only thrives when there is the right legal setting that allows you to deal with people you've never seen that are far away in lands you have never thread on because you’ve got documents that are property documents and contract documents that allow you to see facts and people that you can't touch. Until that kind of thing is put into place, it won't work.

And on the other side, you have lawyers, who know what you have to do to crack the problem probably but are not aware of the problem of order. So, we've got also even in the west a tremendous division between economist and lawyers. And if we had been like in the old 150 years ago where we’d all been part of the same faculty, we might have put the whole thing together the way the founding fathers of the United States did, where they realize that entrepreneurship was not only a legal problem, it was a political problem. And it was a question of empowering them and it was a question of undoing the feudal system that only focused on those that had success and had the heritage.

It's the issue of globalization. President

Clinton was saying something very important which we have grown in the last 20 years like never before. But there is another statistic that is also extremely important. We have grown in the last 60 years where we began globalizing more than we have in the previous 2000 years.

But the important thing to understand is that globalization is really another word for global contracts 57.14. And if you don't get global law to bring everybody in and 4 billion people in the world are not within the law, you're not going to be able to save globalization which is the engine that's given us prosperity

1:09 am edt

Tuesday, September 23, 2008

please see lower down as this week's Clinton Global Initiative agenda's accelerate - this blog will update on actionable consequences for citizen networks- meanwhile Clinton family are coming up to their 20th year as microcredit practitioners and have extraordinay insights into Bangladesh as the sustainable 21st C developing nation mode which the worldwide can collaboratively win-win-win from exploring

11:40 am edt

Friday, September 12, 2008

y10000 - good news & social action dialogue 08/09 between Yunus & 10000 Youth

version 0 sneak www preview - target launch Minus 4 weeks

Y0 9 year old questions Banking and Muhammad Yunus	Actions: http://www.microloanfoundation.org/ search "small change big changes" http://www.grameen-info.org/grameen/gshikkha/ scholars unite	http://www.youtube.com/watch?v=FKXXsINFoHQ
G0	Thriving Carbon Negative Economies	http://www.youtube.com/watch?v=YewyIARIaIM ashden video (barua)
SB0	End Poverty’s Alumni Sans Frontieres	http://www.youtube.com/watch?v=CcjC3UE6FlU internfin

G1	What inspires Yunus secretariat	http://www.youtube.com/watch?v=u4WMVK9C9hw morshed3
G2	Listen with mother of Microcredit	http://www.youtube.com/watch?v=2MRKWohm6T8 begum2
G3	Mobiles surprising futures	http://www.youtube.com/watch?v=_rJ0WhVXQRo gsolutions1 (Kazi) http://www.anglobangla.com/
G4	Bangladesh – The sustainability export nation	http://www.youtube.com/watch?v=I2XB7xVNLFc grameenenergynow (Dipal) http://www.anglobangla.com/
G5	Supporting banks for the poor worldwide	http://www.youtube.com/watch?v=WNzJYKvDDxE latifee1
G6	Center of Action Learning	http://www.youtube.com/watch?v=JQD3X1sqLWI project2janine1

Y1	Why would billionaires do charity when they could do Social Business	http://www.youtube.com/watch?v=BusE8V_AmKw
Y2	2 minute collaboration forum conversation	http://www.youtube.com/watch?v=juraASgeg8I
Y3	4 minute collaboration forum conversation	http://www.youtube.com/watch?v=nMdbLI0C4vs
Y4	9 minute collaboration forum conversation	http://www.youtube.com/watch?v=idn4vCtJ0Hs

SB1	Social business -30 years of proof	http://www.youtube.com/watch?v=kFx7AU6_rZg samir2
SB2	Social Business Pricing Points of Water	http://www.youtube.com/watch?v=FU4QiC1qTLE sultan3
SB3	Social Business Healthcare	http://www.youtube.com/watch?v=HQ59IuVRerY socialbhealth (morshed)
SB4	Internetworker for Poor	http://www.youtube.com/watch?v=vqaX24PXbws kazi5
SB5	Who creates 60% of Jobs	http://www.youtube.com/watch?v=TXh9aoGmkBE kazijobsfinal
SB6	Which microsummit next	http://www.youtube.com/watch?v=MNX_BuFIDvo morshedex1

A	Example: Ning Chinese Dedication video

F0	Brixton Youth response to Grameen solar	http://www.youtube.com/watch?v=e9VAoTZxvT0 From sofia arrange for an action blog where youth can send replies
F1	Tomorrowscompany.com ForceforGood.com	From sofia http://www.youtube.com/watch?v=V6vfCngiCEQ
F2*	Collaboration cafe at bronx cable tv lehman uni new york	http://www.youtube.com/watch?v=_9nL_a0K97I
F3 *	Taddy Blecher: Free University	http://www.youtube.com/watch?v=CMmKM9wAOcc
F4*	Royal Society of Arts: Sir ken Robinson – education is ruining childrens creativity
F5*	Green Children Eye Hospital	http://www.youtube.com/watch?v=DTB_AhlnHOg
F6 *	Green Children – Scholarship Charity	http://www.youtube.com/watch?v=ij9y7U5YIm4 http://www.grameen-info.org/grameen/gshikkha/ scholars unite
F7 *	Childrens circle open space Haiti	http://www.youtube.com/watch?v=g4fU-O-umww
F8 requested	Interface Zero Waste as CEO Goal	http://www.youtube.com/watch?v=4bAdsJCHGyU
F9 requested	Prince Charles Project group on accounting for the planet	http://www.youtube.com/watch?v=kw5BU4yqMcc

Here are some action links we are designing to connect the 10000 network of owner of dvd on sustainability happenings which Dr Yunus, Grameen and Bangladesh are inviting people to practice

General Links
Mostofa Zaman mostofa12@yahoo.com
General Inquiries
www.grameen.com
Main Grameen web
www.grameensolutions.com
Grameen web for Technology and Mobile Solutions
www.gshakti.org
Grameen web for Solar Energy & Thriving Carbon Negative Economies
www.muhammadyunus.org
Biography web maintained by citizens
www.yunusforum.net
Web of citizen action networks including yunus10000
www.grameenamerica.com www.grameenamerica.net www.grameenfoundation.org
American Support webs for Grameen replication
www.changeworld.net
Vote for top 10 good news developments of microentrepreneur networks
http://yunus10000.blogspot.com www.yunus10000.com
blog and archive for dialogues round each video of yunus10000 dvd
Links connecting with particular videos
Y0
http://www.microloanfoundation.org/ search "small change big changes"
Way to quickly start up small scale microcredit in schools & colleges
http://www.grameen-info.org/grameen/gshikkha/
Help Bangladeshi children to afford school
G0
http://www.gshakti.org
Home of Grameen’s world leading collaboration programs in solar energy and carbon negative communities
http://www.grameenenergy.com
Emerging Directory of where and how citizens are supporting Grameen Solar energy
SB0
http://www.grameen.com/index.php?option=com_content&task=blogsection&id=11&Itemid=171
Training and interns center around Grameen Bank, Microcredit and Social Business Entrepreneurs
G1
http://thegreenchildren.org http://wholeplanet.tv
Celebrate the theme song of ending digital divides with Yunus pop group social business or help wholeplanet editors map where a Yunus inspired social business entrepreneur development is happening near you
G2
http://www.facebook.com/group.php?gid=18188015069
Looking out for the deepest women’s emotional intelligence networks www
G3
http://www.grameensolutions.com
http://futurecapitalism.tv
We’re always excited to listen to where mobile or other leapfrog happenings of internet for the oor are emerging
G4
http://www.facebook.com/group.php?gid=39359445927
Prospective Bangladesh – discuss how to be a 21^st C nation with huge prospects and inspire huge prospects in others –why not win-win-win global?
http://banglausa.com http://anglobangla.com
Join experiments in helping Bangladesh evolve as the sustainability export nation
G5
http://finance.groups.yahoo.com/group/helpmicrocredit/
http://trustmicrofinance.blogspot.com
Dr Yunus and microcredit founders need your help in ensuring big banks don’t change the open source model of microcredit back to their old poverty chains
G6
http://www.grameen-info.org/index.php?option=com_content&task=view&id=33&Itemid=107
Precepts of Action Learning
http://www.facebook.com/group.php?gid=5614605759 http://openspaceworld.com
Facilitation nation discussion group and open space networking since 1984
http://yourgandhi.blogspot.com/
http://cmseducation.org http://ciseducation.org
Where are Gandhi alumni linking in today?
Y1
http://billanthropy.blogspot.com/
http://wholeplanetfoundation.org
Help track what do 21^st C billionaires do for and with humanity?
http://www.grameen-info.org/index.php?option=com_content&task=view&id=58&Itemid=141
http://brand.blogspot.com
http://www.youtube.com/socialbusiness
http://www.flowidealism.org
What connections can people help communicate between healthy communities and purposefully governed businesses
Y2
http://news.google.com/nwshp?hl=en&tab=wn&q=yunus
http://endpovertydiary.blogspot.com/
Deep innovation is always happening somewhere in the world- you can help your peers –and us - search out where
Y3
http://www.youtube.com/futurecapitalism
http://www.normanmacrae.com
http://smbaworld.com
http://smbaworld.blogspot.com/
http://worldentrepreneur.net
MICRO is Magic
Help create capitalism’s future history by co-editing and action learning perspectives of microentrepreneurs and microeconomists
Y4
http://www.facebook.com/group.php?gid=7214702129
The Green Children Foundation invites youth ambassadors all over the world to celebrate community, health & harmony
http://groups.yahoo.com/group/helpsocialaction/
http://creatingjobs.net
http://yunusuni.com
http://www.cgiu.org
http://shorebankcorp.com
www.cida.co.za
www.theelders.org
http://shorebankcorp.com
www.cida.co.za
www.theelders.org
http://shorebankcorp.com
www.cida.co.za
www.theelders.org
http://shorebankcorp.com
www.cida.co.za
www.theelders.org
At least 60% of future sustaining jobs will be created by we the people – community action build now: the more youthful the better
SB1
Social business -30 years of proof
http://groups.yahoo.com/group/helpsmba
http://danonecommunities.com
After 30 years of proof-testing social business entrepreneur cases in Bangladesh, lets invite sustainability investors to co-create worldwide waves
SB2
http://muhammadyunus.org/content/view/132/128/lang,en/
Social business doesn’t master administration standards – do your teams know how to map transparently and get grounded in deeper human system exchanges. Clue to inspiring purpose: always start with the poorest your communal purpose includes.
SB3
http://www.grameenamerica.com
http://www.google.com/search?hl=en&safe=off&q=%2B%22health+city%22+%2Byunus&btnG=Search
http://yunuspartners.com
Healthcare for all needs health city systems turned bottom up –let’s explore how MicroSummits and Future Capitalism Partners do it now
SB4
http://endpovertydiary.blogspot.com/
http://www.grameen.com/index.php?option=com_content&task=view&id=58&Itemid=141
Getting microcredit right opens the gatesway to ending poverty - and all its dismal communal consequences - in every way human knowhow can practice. Help peers know ahead of time where to join the future parties of ending poverty
SB5
http://www.creatingjobs.net/
http://worldapprentice.com
http://trustmicrofinance.blogspot.com
http://www.cida.co.za/
www.hubsworld.tv
http://www.valuetrue.com/home/gallery.cfm
Who creates 60% of future jobs and designs abundant opportunities for 7 billion people’s productivity. Recommended Answer : You & Us –lets guide each other
SB6
www.micromediasummit.com
www.microeducationsummit.com
www.microprosummit.com
www.collaborationcafe.tv
Calling hosts of future microsummits – which shall social business entrepreneurs collaboratively start up networking next?
F0
http://brixtonhive.com
http://www.youtube.com/olasofia
http://yunusmentors.com
Here are some london youth responses to yunus10000 –what’s your youth city’s response
F1
http://www.forceforgood.com/Theme/article/35-0-1-Social-Business-0/1.aspx
http://tomorrowscompany.com
http://www.happy.co.uk
http://www.thersa.org/events/vision
Industry sector responsibility is exponentially changing –never underestimate what goodwill can multiply beginning with people like you. Join in being the curious optimist grounded in reality’s solution needs.

other videos to come from yunus archives eg the Ning Chinese youth memorial video nad greenchildren videos if any are in dhaka

10:00 am edt

Thursday, September 11, 2008

1 microcredit's and bangladesh's 30 year rising exponential - in brief

Bangladesh - BirthPlace of Microcredit - the banking system that invests in helping people to be productive (find their enetrepreneur inside)

It was the early 1970s; after a bloody war bangladesh gained its independence from Paksitan ; but the country was decimated, there was a terrible famine which killed over a million , and in the rural areas almost half the popuation were prevented from leading a productive or any kind of life. That was the lot of the rural woman until microcredit came along- thanks to what started as a socila action initiative of Dr Ynus and 3 other co-founders

It empowered vilage women to generate income; they in turn voted at their 60-oerson centres to invest in their children's health and schooling; cleaning up water, food and energy became other tasks of community sustainability; by the early 1990s microcredit had proved itself nationally to be the best "end poverty" system changing tool the world had seen; it was becoming known internatinally with national leaders including the clintons in the USA and the monarchy in Spain; between 1997 and 2006 the number of people served worldwide by microcredit increased emponetially from about 11 million to 100 million -aking http://microcreditsummit.org the best yet use of networking; meanwhile in Bangladsh a mobile revolution ending digital divides had started thanks to Yunus innovation spirita dn optimism; grameen was developing its 2nd exponentail up for rural peoples;; now there are several more including Bangaldesh being teh world's largest installer of solar energy units. Truly if the planet is to be sustainable it will be the MICRO maps of bangladsh that did as much as anything else for regenerating the human race. Thank goodness teh world's most godwill multiplying brand got an awarenes boost from the Nobel peace prize of 2006

7:32 pm edt

2009.08.01 | 2009.04.01 | 2009.01.01 | 2008.12.01 | 2008.09.01

Parts of the Clinton Global Initiative Program 2008

PLENARY SESSION: The Global Impact of Rural Innovation

Friday 9/26/08, 9:00 A.M. – 10:00 A.M.
Metropolitan Ballroom

In today’s society, where technology enables people to connect with one another instantly, it is hard to understand why poor, rural regions around the world continue to face persistent challenges in isolation. To reconcile these inequalities, many individuals, organizations, and businesses are actively addressing education, economic development, energy opportunities, and other vital needs. From the development of alternative-energy technology to implementation of economic development initiatives, persistently impoverished rural communities are developing in ways that can be scaled to address global challenges. This panel will include leaders who are driving innovations that serve rural communities and can be applied around the world.

Program Participants:

Jacques Aigrain, CEO, Swiss Reinsurance Company
Steve Gunderson, President and CEO, Council on Foundations
Wangari Muta Maathai, Founder, Green Belt Movement, Kenya
Elsie Meeks, President and CEO, First Nations Oweesta Corporation
Rick Warren, Pastor, Saddleback Church
Muhammad Yunus, Founder and Managing Director, Grameen Bank

Wednesday 9/24

5:00 P.M. - 5:30 P.M.

Giving: A Conversation between President Clinton and Bill Gates

Metropolitan Ballroom

OPENING PLENARY: A Call to Action

Wednesday 9/24/08, 10:00 A.M. – 11:30 A.M.
Metropolitan Ballroom

The opening plenary session will engage a diverse group of world leaders in an action-oriented discussion of the major challenges that CGI is focusing on this year: education, energy & climate change, global health, and poverty alleviation. This session will explore the transformative capacity of business, government, and NGOs to collaboratively develop and implement sustainable solutions.

Special Remarks:
Lance Armstrong, Founder and Chairman of the Board, Lance Armstrong Foundation

Program Participants:

William J. Clinton, 42nd President of the United States; Founder, William J. Clinton Foundation
Her Majesty Queen Rania Al-Abdullah, The Hashemite Kingdom of Jordan
Bono, Lead Singer, U2; Co-Founder, Anti-Poverty Campaign, ONE
Al Gore, Chairman, The Alliance for Climate Protection
E. Neville Isdell, Chairman of the Board of Directors, The Coca-Cola Company
Her Excellency Ellen Johnson-Sirleaf, President, Republic of Liberia

Thursday 9/25/08, 9:00 A.M. – 10:00 A.M.
Metropolitan Ballroom

During the 20th century, more people than ever benefited from clean water, plentiful food, and the mobility and comfort of an oil-based economy. World grain harvests quadrupled and world oil production grew 180-fold during the last century. However, our food, water, and oil reserves are increasingly strained as resources are depleted, natural systems become strained, and world population increases. The rising price of oil and increases in biofuel production are driving up global grain prices. New oil-extraction opportunities are heavily water- and carbon-intensive, and increasing demand for water is lowering water tables around the world. Because water, food, and energy issues are so closely related, solutions addressing one should address all three. This panel will discuss ways to use water more efficiently, expand food security, and reduce our dependence on fossil fuels to create a more sustainable future.

Opening Remarks

John McCain, Senator from Arizona, United States Senate

Program Participants:

Tom Brokaw, Special Correspondent, NBC News; Moderator, “Meet the Press”
T. Boone Pickens, Chairman and Chief Executive Officer, BP Capital
Robert Zoellick, President, The World Bank Group

Closing Remarks

Barack Obama, Senator from Illinois, United States Senate

PLENARY SESSION: Generating Profits, Jobs and Equitable Growth

Wednesday 9/24/08, 4:00 P.M. – 5:00 P.M.
Metropolitan Ballroom

With the world population growing by more than 200,000 people each day, the public and private sectors must take action to create jobs, provide health and human services, and promote fair and equitable growth. This panel will feature public and private sector leaders and will explore ways the public sector can create policies that encourage investment in high-quality and emerging-technology jobs and promote a fair distribution of wealth, and it will examine ways the private sector can invest in and work with communities to generate jobs and create sustainable and healthy local economies in both developed and developing nations.

Program Participants:

Matthew Bishop, New York Bureau Chief and American Business Editor, The Economist
John T. Chambers, Chairman and Chief Executive Officer, Cisco
Hernando de Soto, President, Institute for Liberty and Democracy
Thoraya Ahmed Obaid, President and Executive Director, United Nations Population Fund
Tulsi Tanti, Chairman and Managing Director, Suzlon Energy Ltd.

SPECIAL SESSION: Overcoming Poverty in Challenging Environments

Friday 9/26/08, 12:00 P.M. – 1:00 P.M.
New York East and New York West

Despite historic gains in poverty reduction in countries such as India and China, endemic poverty persists as a central challenge in much of the developing world. In many impoverished nations, efforts to stimulate development and to fight poverty are undermined by conflict, disease, corruption, and weak institutions. Overcoming challenges in these difficult environments requires innovative approaches to strengthen governance, empower local communities, and ignite private-sector growth. This special session will feature world leaders who have developed and implemented innovative approaches to poverty alleviation under exceptional circumstances. The discussion will focus on critical areas for engagement and action by CGI members in the midst of today’s most challenging economic and political circumstances.

Program Participants:

Tony Blair, Former Prime Minister, United Kingdom of Great Britain and Northern Ireland
Helene D. Gayle, President and CEO, CARE USA
His Excellency Ernest Bai Koroma, President, Republic of Sierra Leone
Surin Pitsuwan, Secretary-General, ASEAN
His Excellency René Préval, President, Republic of Haiti

SPECIAL SESSION: Climate Change and Poverty

Thursday 9/25/08, 4:00 P.M. – 5:00 P.M.
Empire East and Empire West

Climate Change and Poverty will address the devastating impact of climate change on the world’s poor. Droughts, floods, rising seas, and the spread of infectious disease threaten to push families and communities already struggling for life’s basics to the brink. At the same time, many tools for addressing climate change and its impacts — such as solar power, wind power, water treatment, and sustainable agriculture — can help create jobs and play an important role in fighting poverty. This panel will explore strategies for fighting global warming while lifting poor communities from poverty, examining the role of technology cooperation, carbon markets, philanthropy, public-private partnerships, and other mechanisms. It will also explore the imperative of helping poor communities adapt to the real, everyday dangers posed by global warming.

Program Participants:

H.E. Felipe Calderón, President, United Mexican States
Richard Cizik, Vice President of Governmental Affairs, National Association of Evangelicals
Van Jones, Founder and President, Green for All
Rajendra Kumar Pachauri, Director-General, TERI, The Energy and Resources Institute
John Podesta, President and CEO, Center for American Progress
Judith Rodin, President, The Rockefeller Foundation

POVERTY

HEALTH

EDUCATION

energy/Climate

PLENARY SESSION: The Global Impact of Rural Innovation

Program Participants:

OPENING PLENARY: A Call to Action

Program Participants:

Opening Remarks

Program Participants:

Closing Remarks

PLENARY SESSION: Generating Profits, Jobs and Equitable Growth

Program Participants:

SPECIAL SESSION: Overcoming Poverty in Challenging Environments

Program Participants:

SPECIAL SESSION: Climate Change and Poverty

Program Participants:

Fall 2008: House and Senate Letters

Past Congressional Actions

Muhammad Yunus Congressional Gold Medal Award (H.R.1801, S.903)

What the Muhammad Yunus Congressional Gold Medal Award Would Do:

House Cosponsors of H.R.1801 (as of October 20, 2008)

Senate Cosponsors of S.903 (as of October 20, 2008)